10.22.2014

3 Simple Ways to Keep Your Credit in Check

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I couldn't be happier that I received the opportunity to share my love of Credit Karma™ with my readers today. I've been a member of the site for a couple of years now, and I have never had one complaint!


Credit is something I’m striving to improve on a daily basis. Unfortunately, it’s something that I didn’t realize the importance of until my mid 20s or so. Your credit score is your financial lifeline and it is definitely something that you need to keep a track of.

Today I’m going to talk about the three ways that I keep my credit in check with the help of Credit Karma™.
  • I view my score - which is updated on a weekly basis!!!

This number means a lot to lenders. It can be used to evaluate whether or not you’re approved for a car, a house, or a credit card. It can determine the interest rate and credit limit you’re approved for. I love watching this number and see how it changes while I’m working on improving it. It’s nice to see an update weekly.

  • I keep track of my balances

Credit Karma™ pulls your debts and shows your balance and breaks each number and creditor down for you. It allows you to see your history with that creditor in lots of detail. You can really stay on top of late or missed payments, your balances, your limits and more. Trying to make those balances go down becomes addicting when you can visualize it!

  • I receive alerts to my credit report
Credit Karma™ alerts you when there’s a change to your report. When an account is added to collections, you get notified. When a company did a credit inquiry on you, you’re notified. You can easily see what’s being done at all times, and this helps you keep a handle on your report and make sure nothing fraudulent is happening.

The best part of Credit Karma™ though? It’s absolutely FREE. That’s what sold me, for sure! I believe all people should have access to their credit without any hassle and that’s exactly what Credit Karma™ provides. You can view your full credit report, your credit score, and any other pertinent information related to your credit. It’s all made available to you!

What are you waiting for? Get over to Credit Karma™ now and get signed up so that you can get started on keeping your credit in check!

This is a sponsored post written by me on behalf of the Credit Karma™.

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