3 Simple Ways to Keep Your Credit in Check

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I couldn't be happier that I received the opportunity to share my love of Credit Karma™ with my readers today. I've been a member of the site for a couple of years now, and I have never had one complaint!

Credit is something I’m striving to improve on a daily basis. Unfortunately, it’s something that I didn’t realize the importance of until my mid 20s or so. Your credit score is your financial lifeline and it is definitely something that you need to keep a track of.

Today I’m going to talk about the three ways that I keep my credit in check with the help of Credit Karma™.
  • I view my score - which is updated on a weekly basis!!!

This number means a lot to lenders. It can be used to evaluate whether or not you’re approved for a car, a house, or a credit card. It can determine the interest rate and credit limit you’re approved for. I love watching this number and see how it changes while I’m working on improving it. It’s nice to see an update weekly.

  • I keep track of my balances

Credit Karma™ pulls your debts and shows your balance and breaks each number and creditor down for you. It allows you to see your history with that creditor in lots of detail. You can really stay on top of late or missed payments, your balances, your limits and more. Trying to make those balances go down becomes addicting when you can visualize it!

  • I receive alerts to my credit report
Credit Karma™ alerts you when there’s a change to your report. When an account is added to collections, you get notified. When a company did a credit inquiry on you, you’re notified. You can easily see what’s being done at all times, and this helps you keep a handle on your report and make sure nothing fraudulent is happening.

The best part of Credit Karma™ though? It’s absolutely FREE. That’s what sold me, for sure! I believe all people should have access to their credit without any hassle and that’s exactly what Credit Karma™ provides. You can view your full credit report, your credit score, and any other pertinent information related to your credit. It’s all made available to you!

What are you waiting for? Get over to Credit Karma™ now and get signed up so that you can get started on keeping your credit in check!

This is a sponsored post written by me on behalf of the Credit Karma™.


Happies & Crappies

The Vintage Modern Wife & Brunch with Amber: Happies and Crappies Link Up

Welcome to our 59th week of Happies and Crappies link up day! H&C wouldn't have been around for so long if it wasn't for you awesome ladies linking up, so we really appreciate you!

The deets on Happies and Crappies link up:
1. Happies and Crappies link up will be posted EVERY Friday at Midnight CST . Happies and Crappies link up was created so you could write about the happies (good) and crappies (bad) from your week!
2. Please put the H&C button on your post for the link up.
3. Please follow your hosts. It's not mandatory, but we appreciate the love.
4. If you tweet about your post, feel free to tag Steph or me and use the hashtag #HappiesandCrappies


Nate is back!!! I missed him so much, and so did Binky. SO nice not being alone in the apartment. I tend to freak myself out sometimes when I'm alone.

Yet another week that has flown by. Can't believe it's already Friday!


Another week where I have nothing to say :( I hate that I'm not blogging, I really do.

But, my computer is SHOT right now. I'm actually blogging from Nate's computer right now. I need a new one so badly, especially since one of my classes starts in 2 weeks. And it's solely online. :-/

This is my worst post ever. I hope you're all having a great week though. Miss y'all!

Your turn to link up your Happies & Crappies with us!


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